Budget Tips

Have you heard about the 3 gift Christmas rule?  Your kids only get three gifts chosen from three different categories.  Here are the 3 categories that we use in our home.   One of the toughest struggles as a parent is to give my children a joy-filled Christmas. To me, that somehow translates to giving them the gifts that they want

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Christmas Day is upon us – are you ready? Did you set a Christmas budget and have you been able to stay within your Christmas budget? According to the 2018 TD Bank Merry Money Holiday Spending Survey, 66% of those surveyed said they create a holiday budget and 76% reported that they stuck to their budget. The problem for many,

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You’ve heard me say many times before that a money saving budget planner is an essential part of making your money work for you. Having all your money in one place makes you feel better because you’re more organized. Plus, you can finally stop missing payments and paying late fees.  It makes sense to set up a brand-new budget planner

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In my online course The Financial Renovation I teach my students to use cash when learning how to budget. In the past year I’ve been trying out different prepaid debit cards as an alternative to using cash envelopes, and I am considering switching to using a Prepaid Debit card instead of cash. You may be wondering How to Budget your Life

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Being a mom with kids in school is hard work! Even when school’s out for the summer, the job doesn’t end. Before you know it, Fall is right around the corner and it’s time to shop for back to school. There are usually different school supply lists to work off of, clothing to be purchased, and it can get SO

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Are you struggling to stay on budget because something always seems to pop up? Do this cause you to spend money that you don’t have? That is why it’s helpful to use a Yearly Budget Planner. A yearly budget planner helps you organize your year so that those unexpected expenses don’t continue to break your budget. Today I am going

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Have you ever wondered why you just can’t make ends meet each month? Wondering How to Budget with No Money? Maybe why your income and spending just aren’t adding up? Well, the majority of Americans are living paycheck to paycheck. Why? For some it’s because they cannot stop spending their money. Many times, this comes down to intentionality. From all

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Ya know what’s discouraging? When you’re trying to get better at something, but it just isn’t panning out. You’ve followed the steps: 1,2,3 and it just isn’t working. You ask, “What am I missing?” Today we are going to talk about what to do when your budget doesn’t work. What happens when you do your budget, you’ve cut all you

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