Budget Tips

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    Lauren Greutman Recovering Spender

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    In every budget or spending plan, I put expenses in 3 categories: Fixed costs – expenses that are “set in stone” like your rent or mortgage Flexible costs – necessary expenses like groceries, internet, phone bills.  These can usually be reduced, but not eliminated. Extras – expenses that go above the cost of living.  These might be convenience items, hobbies…

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      I’ll let you in on a little secret – Lauren is very frugal… but not with everything.  In winter, she wants a warm house and is willing to pay for it.  But this year, it has been so cold that I finally convinced her to turn the thermostat down!  From 71 to 70… a whole degree! There are many

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    Many people start off using coupons to save money and realize that saving money with coupons ins’t as easy as they thought.  There are 6 common mistakes that people make when first starting to use coupons – here are the top 6 mistakes that new couponers make. Top 6 Coupon Mistakes New Couponers Make: 1.) Buying an item with a

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    I got a letter in the mail yesterday from my old bank when I lived in SC, to let me know that their security had been breached and all of my personal information had been leaked…This is NOT the kind of letter that I wanted to receive, but it got me thinking about something important.  How well do I keep track of what

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    Six years ago Mark and I were in a very hard financial place. At that time in our life we were living in a custom 3,200 square foot home in a beautiful suburban neighborhood. It was the type of neighborhood where everyone knew each other, the kids could play in the streets without traffic – it was an all American neighborhood.

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    When I joined Lauren and became self-employed, I knew a little bit about what I was getting into, but there are some real advantages and disadvantages to self employment that I hadn’t considered. Lauren has done a fantastic job at being self-employed and helping raise our children. She runs LaurenGreutman.com, a popular Frugal Living website and has learned so much about

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    What will you teach your kids about money through your actions? Your children are watching you. Not in a creepy way, just in an observational way. And let me tell you, children pick up on a lot of little things (behaviors, beliefs, traits) from their parents. If you want to teach your kids about money, there are a few things

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    There’s a lot of psychology that goes into selling, and avoiding overspending requires an understanding of that psychology to reverse-engineer our way out of it. Each of these money-saving methods stop selling tactics in their tracks. 1. Start and Maintain a Budget Maybe you’ve started a budget before and fell off the wagon. I know in the beginning, budgeting didn’t

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