Get out of debt

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    Lauren Greutman Recovering Spender

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    A credit score is the new “in” thing. Everywhere you look, companies are giving away free credit scores. If you have good credit, you probably don’t think about it too much. But more than a third of Americans have a “fair” or “very poor” credit rating. If you are included in the third of Americans, you probably want to know

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    Years ago, I had an enormous amount of credit card debt. For the longest time, I ignored it. But one day I got smart and faced my fears. I wanted to learn how to stay debt free. Debt is truly a financial drain. I blasted through my credit card and student loan debt, and learned how to budget. I started using

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    May 2019 Budget Plan With Me Highlights Budgeting Insights from Live Questions: If your income is variable, I suggest budgeting off your lowest income month. Your first month of budgeting is about tracking your spending and gauging your weaknesses so you can make a plan for them going forward. Sometimes you have to sacrifice small things for greater gains. Using

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    Should you consolidate student loans or not? This is a question we have an entire generation asking. Is it worth it? What are the advantages and disadvantages? If I have some federal and some private student loans, can I refinance them together? There is a lot to consider, and there’s a lot at stake. The total US student loan debt amount

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    Let’s face it, being in debt is not fun. And unfortunately, most Americans have this in common. Did you know that the average American household credit card debt is over $16,000? And that doesn’t even take into account auto loans, college loans, or mortgages. If you’ve been wondering if you should pay off debt or invest in retirement, I’d like to propose

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    Are you looking to consolidate credit card debt? I can certainly say from experience that I understand the discouragement you feel when you don’t think you’ll ever see the end of your debt. I think most people dealing with credit card debt have trouble knowing where to start. But, you can do something about it. Debt consolidation isn’t for everyone, but it

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    If you are living on one income, paying off debt may seem impossible. But, don’t lose hope! If you’ve been wondering how to get out of debt on one income, here’s some great steps to get you going! 6 Steps to show you How to get out of debt on one income 1. Evaluate your Unconscious Spending Habits  The first place to

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    When it comes to debt payoff, there are competing theories as to which is the best way to do it. Many ascribe to the “debt snowball method” where you start by paying off your smallest balance first. The other popular method is to pay off the balances with your largest interest rate first. I took an in-depth look at both debt

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