Budget Tips

How To Get a Clear Vision of Your Finances

If you want to get out of debt and learn how to budget, it is important to have a clear vision of where you are financially before you get started. You need to ask yourself why you want to get financially healthy. Where are you going with your money and how can a budget take you there?  If you were a marathon runner,

How to save on Prescription Medicine

  We’ve talked about how to save money on your healthcare coverage and the other options for health care coverage, but one area where I was having problems saving money was on my medications. I have a thyroid condition so I need to take a medicine called Synthroid every month, when I had traditional health care coverage I was paying $35.00

Healthcare Coverage… another Option

Love it or hate it, the Affordable Care Act has created a conundrum for some families and individuals.  While many will be eligible for subsidies from the government to help pay for premiums, there is a sizable cohort who earn too much income to get much assistance, yet aren’t wealthy by any stretch of the imagination. And if they do

What is Financial Success Really?

Financial success. It’s something that even many wealthy people think they haven’t achieved. Could you be one of them? If you make just $27,000 per year, did you know you’re in the top 1.63% richest people in the world by income? In one hour, you make $14.06 while the average laborer in Indonesia makes just $0.39 per hour. It would also take

2 Instances When You Shouldn’t Use Coupons

Lauren and I love coupons. In fact, we were able to cut down our grocery bill from $1,000 per month down to $200 per month – and we owe a healthy portion of that savings to coupons. But that doesn’t mean that it’s always smart to use coupons. The truth is, there are times to use coupons and instances when

5 Ways to Crush Work-Related Procrastination

Tomorrow. It’s a word that really shouldn’t enter our minds when it comes to today’s tasks. But alas, it does. It can be all-too-easy to say to ourselves: “I’ll just do it tomorrow, I don’t really have the time or energy to do it today.” Knowing How to Stop Procrastinating at work, or home has SO many advantages! But then tomorrow

Why I think kids should be paid to do chores…

  Last week I wrote about why I refuse to rob my kids and there were some fantastic tips and comments.   In the comments there were a lot of people who talked about not paying their kids to do chores around the house because they are a part of the family. I do see what they are saying, but do disagree

3 Easy Ways to Save on Auto & Home Insurance

We all need insurance on our cars and home, but how often do we consider the bill we are paying? Perhaps we get upset every time our auto insurance payment goes up, but homeowners insurance is often built into the escrow payment on our home, so we might not know exactly what it is. If you haven’t been actively managing