Budget Tips

What to do when your friends make more money than you…

I’m sure you’ve been there before… your kids are eating breakfast and you hop on the computer or your phone and scroll through your Facebook news feed.  One of your good friends posts a bunch of pictures from their latest vacation to Hawaii.  It looks soooo awesome and you would love to go someday, but it is nowhere on your

7 Critical Life Lessons you need to teach your kids about money management

    The following is a guest post by Adam Hagerman. Adam is a CERTIFIED FINANCIAL PLANNER and professional who helps individuals and families eliminate debt, set financial goals, save more money, create a budget, and MUCH more. Start your journey to financial freedom today by gaining access to his free financial toolkit and extremely useful newsletter. ***************************** I don’t know

How to use a Financial Bucket List to help you get out of debt

This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine. Nine years ago Mark and I signed on the dotted line to purchase a brand new house. We didn’t know it at the time but those signatures would seal in years of unimaginable financial hardship. Hardship that led to me

How To Get a Clear Vision of Your Finances

If you want to get out of debt and learn how to budget, it is important to have a clear vision of where you are financially before you get started. You need to ask yourself why you want to get financially healthy. Where are you going with your money and how can a budget take you there?  If you were a marathon runner,

How to save on Prescription Medicine

  We’ve talked about how to save money on your healthcare coverage and the other options for health care coverage, but one area where I was having problems saving money was on my medications. I have a thyroid condition so I need to take a medicine called Synthroid every month, when I had traditional health care coverage I was paying $35.00

Healthcare Coverage… another Option

Love it or hate it, the Affordable Care Act has created a conundrum for some families and individuals.  While many will be eligible for subsidies from the government to help pay for premiums, there is a sizable cohort who earn too much income to get much assistance, yet aren’t wealthy by any stretch of the imagination. And if they do

What is Financial Success Really?

Financial success. It’s something that even many wealthy people think they haven’t achieved. Could you be one of them? If you make just $27,000 per year, did you know you’re in the top 1.63% richest people in the world by income? In one hour, you make $14.06 while the average laborer in Indonesia makes just $0.39 per hour. It would also take

2 Instances When You Shouldn’t Use Coupons

Lauren and I love coupons. In fact, we were able to cut down our grocery bill from $1,000 per month down to $200 per month – and we owe a healthy portion of that savings to coupons. But that doesn’t mean that it’s always smart to use coupons. The truth is, there are times to use coupons and instances when