Budget Tips

Budgeting and getting out of debt can be tough work, but once you’re on your way it feels good to make progress. You may be pondering how to budget and save money at the same time. One of the smartest ways to stay out of debt and stick to your budget, is to develop sinking funds accounts. You may be wondering

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You may be wondering how to stick to financial new year’s resolutions this year. The new year is a popular time to make resolutions about all the things you’ll do better next year. Financial goals are common, such as getting out of debt, building your emergency fund, or starting a side hustle.   The trouble is sticking to your plan.

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Does even saying the word “budget” send shivers down your spine? If you’re overwhelmed by the thought of creating one, have no fear: Here’s how to budget monthly. Creating a budget doesn’t have to be a daunting task. Yes, it can have huge positive effects that trickle into every part of your life, but learning how to budget doesn’t have

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Christmas is my favorite time of the year. The season is full of joy, gratitude, and quality time with family. Of course, the holidays wouldn’t be complete without presents. How do you pay for all those gifts? You may be wondering how to budget for Christmas this year. It’s easy for me to overspend since I often get carried away

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Shopping with a pre determined budget and from a well thought out shopping plan is the best way to stretch your holiday shopping dollar. But how do you create a Black Friday budget, or a shopping plan for that matter? Black Friday Shopping can break the bank if you aren’t careful. There are so many great deals, so how do you

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With so many fun ways to spend your money, the last thing you want to do is waste it on an overpriced electric or gas bill. Think about it: If you could spend less on your electric bill, what would you do with that extra money? Today we are going to talk about how to save on electric bill and

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Remember a time when everyone didn’t have cell phones? Depending on your age, it might be really easy to think back to that time. Maybe you’d like to go back to then? Maybe the idea makes your cringe? Either way, it appears that cell phones are here to stay and it’s a bill we all have to include in our

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Have you heard about the 3 gift Christmas rule?  Your kids only get three gifts chosen from three different categories.  Here are the 3 categories that we use in our home.   One of the toughest struggles as a parent is to give my children a joy-filled Christmas. To me, that somehow translates to giving them the gifts that they want

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