Budgeting Tips

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One of the top ways to stay out of debt and learn how to budget is to learn how to save money strategically through Family Savings Goals. If you are a busy mom like me, you may have great intentions to save money but it slips your mind by the time you get around to it. Getting to the bank...

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This seems to be one of the age-old questions, doesn’t it? Especially when it comes to tax-return season, this one floods my inbox! “Lauren, is it better to pay off debt or build an emergency fund?” The easy answer: it depends. As with most things, everyone’s situation is different. You’ll want to assess your financial health and forecast and make...

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You’ve probably heard about the Cash Envelope System. It is a tried-and-true method to help you get practical and sticking to your budget. But how do you save money using the envelope system? Read on to learn about this pragmatic and straightforward system for staying on budget.     How Do You Save Money with the Envelope System?   How...

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Let’s be honest, sometimes it’s necessary to come up with money quickly, especially when you vow not to accumulate new debt on credit cards. Enter: the 30 Day Challenge to Save Money! I love this because it’s a quick way to get $500 in cash within 30 days that REALLY WORKS!      30-Day Money Saving Challenge:   Maybe you...

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It’s some cryptic math that we feel like we should have all the answers for. How much money should you be saving at your age? Whether you’re in your 20s and embarking on adult life, in your 30s and achieving benchmarks, or in your 40s and hoping to reach your goals “in time,” it can be hard to gauge whether...

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Did you ever think to yourself, “Geez, if I had only learned all this stuff about budgeting, not using credit cards, saving, and investing BEFORE I got money then maybe I wouldn’t have found myself trying to get out of such a financial mess?”  I know that’s crossed my mind more than once! And you’d think since I am a...

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