Budget Tips

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    Lauren Greutman Recovering Spender

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    Many people have been trying to answer the question of How to Budget when you don’t make enough money. It’s a difficult place to be in for sure. But just because you don’t make enough money to cover your expenses right now doesn’t mean you have to throw up your hands in defeat. you can get through this! Here’s how to budget

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    A new year is always a good time to reevaluate your budget. Are you spending too much? Are you saving too little? Do you have a vacation planned in the new year that needs a savings plan? Whatever your reason is, if you are looking for some ways to cut expenses this year, I’ve got 20! You could still be

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    If you’ve ever asked yourself, “Why am I broke all the time?” or “Why do I feel broke?” or “How come I never have money?” Sometimes it’s perception, and sometimes it’s reality. But in any case, we all know that our culture lies to us daily. We’ve gotten used to it. Just watch any advertisement. “Take this pill, you’ll lose

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    This may surprise some of you, but I have a love/hate relationship with budgeting.  I find myself asking the question, why is a budget necessary? It’s been mostly hate over the past few years.  I recognize how important it is, and when I’m going strong, it can almost be enjoyable.  But if you fall off the wagon – gosh, it

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    What’s worse than getting dinged $35 multiple times for overdraft fees? Not much. Believe me, I’ve been there. Here’s how to NEVER pay these pesky fees again!

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    One of the hardest things for many of us is coming up with a practical budget that is not overly complicated. Learning how to budget your bills is a very important first step. The theory is simple enough – “Don’t spend more than you make”, but the execution take a little more work.  A commonly asked question I get is –

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    We’ve all been there, probably more than once. I know I had to learn how to handle money when my budget was running out in the school of hard-knocks. But, when your money is running out, it’s easy to react emotionally. Some people freeze and do nothing, others by ignoring the issue, others by spending more as their form of therapy. My goal

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    Mark and I eat at home on a regular basis using my ALDI MEAL PLANS. Not only does it save money, but it’s typically healthier, too. I usually do my meal planning and grocery shopping on Sunday afternoon and come home with some pretty amazing grocery bargains which keep us from eating out most weeks. But sometimes, it’s nice to eat out.

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